Add Subscription
Included in Projection
1 Year
$0
2 Years
$0
3 Years
$0
Cumulative Cost — 36 Months
Monthly Average
$0.00
Monthly fees feel small. Over 3 years, they're catastrophic. Model your full subscription burn rate before it burns you.
📖 Read the usage guide →A $15/month streaming service sounds negligible. But over 3 years, that single service costs you $540. Stack 6 subscriptions — Netflix, Spotify, Adobe CC, iCloud, ChatGPT Plus, AWS — and you're looking at $3,000–$6,000 every three years in "invisible" spending.
The Subscription Simulator makes this concrete. Enter your current recurring services, and watch the 36-month cost curve rise in real time. This psychological reframing — from "monthly" to "multi-year" — is the single most effective tool for cutting lifestyle inflation.
1. Add each recurring monthly service — name, price, and currency. 2. Watch the 1-year, 2-year, and 3-year totals update instantly. 3. The Chart.js visualization shows the cumulative cost as a curve, making the exponential feeling visceral. All calculations happen locally; nothing is stored server-side.
The simulator uses linear growth (monthly total × time). It's a conservative, flat-rate estimate — it doesn't account for price increases, which typically make real costs even higher.
The math is currency-agnostic. Enter any symbol (¥, €, £, ₹) and the same calculation applies to your local currency values.
Yes — your subscription list is saved to localStorage so it persists between sessions. No server, no cloud, no sync. Clear your browser data to reset.
Use your browser's screenshot function (Cmd+Shift+4 on Mac, Win+Shift+S on Windows) to capture the chart for reports or personal records.